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17 October 2003 @ 10:04 pm
WHY is this school stuff such a pain?  
How do people do it? How can people afford to go to school and better themselves in an economic environment like we have? I'm so frustrated after examining all the possible school choices... :(

First I tried to pursue the second degree route and asked the counselor at the local college if they'd accept my credits from the University to go toward a second degree. Well, of course, they needed a transcript - (which I had a FUN conversation on the phone with someone from my local university who insisted I needed to come in to order one and he couldn't mail me a form - when I work all darn day and they close their office at 3pm...GRR) Then I found out that all the classes I want to take are during the work day so it would be virtually impossible for me to attend them even if I wanted to. :P

The adult ed classes? A waste of my time and money. The classes are too basic and don't cover what I really need to learn for my purposes. :P

I looked into getting a degree online... Possible with my work schedule, except each class costs a little over $1,000 and, I think 60 credits are required... Not unless I win the lottery, I think. :P

And then there are the really great classes at CTA that kananigirl was talking about. They're perfect for my purposes and I can tell by the course outline that it's something I'd really benefit from... But, two things - 1. The classes (short as they may be) are during the day and I'd need to take vacation days from work to attend them (which is not out of the question)... 2. It costs $2,000. *GASP* I'm pretty sure that's something I'd never be able to afford. :(

WHY do they make going back to school so difficult? Shouldn't wanting to better yourself be something good? No wonder so many people just stay at jobs they hate and never aspire to anything else...

I may just be in a self-defeating mood right now, but I FINALLY got the courage to stop complaining about what I do for a living and actually try to do something about it. It was liberating,... for all of ONE day - until reality set in and I realized it wasn't possible. :(

Sorry for the downer of a post, but I guess I'll be working at the bank for the rest of my life. :P If anyone can suggest other options with this school thing, I'm all ears....
Current Mood: frustratedfrustrated
Kananigirlkananigirl on October 18th, 2003 02:41 am (UTC)
Yep it's frustrating isn't it? I know how you feel. I want to do tons of stuff; Photoshop, webdesign, & Maya. I think I probably won't get a chance to do Maya, though. *L* I don't understand why those CTA classes are expensive? It doesn't make sense? Do I get to have a laptop and a job with that? I can't believe it's going to cost you 2K for classes there? That is just really crazy.

Sherishutterbug93 on October 18th, 2003 11:29 am (UTC)
It is crazy, especially if I'm just taking these classes on the chance that I'll one day try to make a career switch. After the basic classes, I'd have to take graphics classes, (another $2,000) - then networking and security classes (another $2,000), etc. etc. etc. I guess I have to decide what's really important. But I know those adult ed classes are out - for sure. :P
irisheyes77 on October 18th, 2003 07:12 am (UTC)
I hate plugging where I work, but check out Indiana University's online program. We offer tons of online courses now and we have students enrolled from Alaska and Hawaii! They can be done at your convenience and they aren't any more expensive than a regular class (about $300 a class, plus books).

Sherishutterbug93 on October 18th, 2003 11:34 am (UTC)
Thanks for the link, Amanda! :) I went to look at it and they certainly offer a lot of varied classes. :) Unfortunately, the digital media classes I need to take are so specific that very few places offer them (online even). :( Hopefully I'll be able to work this all out, but I completely appreciate all the advice and help with this - it seemed a bit overwhelming yesterday. Thanks so much, Amanda - big *hugs* to you! :)
irisheyes77 on October 18th, 2003 07:35 pm (UTC)
I hope that you find what you're looking for and at not too exhorbitant a price, either. I want to start grad school in the Spring, but I think it's going to be too much money and it might have to wait.
With a sparkconchispa on October 18th, 2003 08:26 am (UTC)
I've got two words: student loans. I have lots of them. In fact, by the time I'm done with school my combined undergrad and graduate debt will be about 120K. and that's not bad because I did not have to borrow to cover cost of living expenses. It totally sucks but how else would I find nearly 20K a year for tuition alone?
So anyhow, what I think (and you are free to take my advise or leave it) is that if more education is going to substantially improve your career, including financially, then it's worth to bite the bullet and borrow money and think about it as investment. Don't know what your situation is though. It sure is very frustrating.
Sherishutterbug93 on October 18th, 2003 11:49 am (UTC)
Student loans! True enough, though it was nice just getting back on my feet after getting my other degree 10 years ago. :) I admit that the tuition doesn't seem a fraction as bad as what I'd encounter if I applied to grad school, however taking classes in the digital media arts area would help me acquire the skills I need to possibly make a career change (a complete and TOTAL change from a Financial Consultant) with no guarantees that there will be any possibility that I could sustain my lifestyle (pay my outrageous mortgage, the bills, etc.) and pursue a different career path. Long, drawn out story short, it isn't an investment that I'm certain will pay off - which is one of my main problems.

Thank you for your reply, it certainly has gotten me to think of other options. This school decision isn't one that I want to rush into - I want to make sure that it's beneficial in the long run and that I can maintain my current obligations to my family (financially and emotionally). Thanks so much for your input. :)
With a sparkconchispa on October 18th, 2003 06:21 pm (UTC)
Yeah, I'd be reluctant to borrow if i did not think I'd be able to pay it off. Don't lose hope though, when there's a will there is a way.
Care: mecareleswhisper on October 18th, 2003 08:44 am (UTC)
I'm sorry about the school thing. That sucks. *hugs* I don't know how I'm going to afford school myself yet.
Sherishutterbug93 on October 18th, 2003 11:51 am (UTC)
Thanks, Carrie. :) You're always so supportive. :) Good luck with the school thing yourself! *HUGS*
I'm just a girl in the world...i_am_angieface on October 18th, 2003 08:46 am (UTC)
That whole school thing is such a tough one. I dont know why they make it so expensive... and they make it virtually impossible for someone who works a full time job to attend school. So many of the classes are at night. They should consider that some of us stuck in a job we hate deserve to go to school too - and make enough night classes for us to go to. And make it so normal people can afford it. It really is tough - I totally sympathize with you. *HUGS* I hope it works out so you can go to school!!!
Sherishutterbug93 on October 18th, 2003 11:55 am (UTC)
I think that's the thing that upset me the most - the inability for me to even attend some of these classes unless I completely quit my job. :( To me that's ridiculous. :P Don't they think that people need to work to pay for the darn classes? Mortgages? Bills? I'm going to have to give this more serious thought and weigh what I feel is really important. Thanks so much for your input, Angie! *HUGS*
Sabine: Lauser Kopfsabine10 on October 18th, 2003 09:55 am (UTC)
First of all, I'm very glad that your Mom and Sydney are better. :) I tried to write a comment there but I always reached the LJ homepage. :(

I'm sorry about the school thing. It's here also not easy. It's been a while that I tried to take an English course; I was glad that my work-mate had told me about this institution because it was really inexpensive 1/2 year/120,00 Euro always Wednesday evening for 2 1/2 hours. Unfortunately, the persons there liked more to talk about their husbands, children than to talk about English. Nothing against that but I also learned nothing. At other institutions the language teaching will cost 30,00 Euro/45 minutes. But I'll try the adult education program, the costs are somewhere in the middle. Up to now, they offered the wrong days - I mean, I still have to look after La Douce and so I can't take any day.

It really is bad if you wish like to learn something but you can't find the possibility to do that. I hope you'll find a way to realize your plans.

Wish you a nice weekend.
Sherishutterbug93 on October 18th, 2003 12:04 pm (UTC)
Thank you for your sweet words for Sydney and my Mom. :) Thankfully both are doing fine. :)

It sounds like finding a good post-degree education is really hard everywhere. :( I'm sorry you've had such a hard time finding classes too! :(

Thanks for your comments and your support, Sabine. :) I hope you have a nice weekend too. :) *HUGS*
Sputters and Spurtswallacebear on October 18th, 2003 09:00 pm (UTC)
This is me feeling your pain... literally. *sigh*

Why can't this be easier?
Sherishutterbug93 on October 19th, 2003 07:01 pm (UTC)
Thank you for your comment. :) I can't believe it's so difficult for people who work full time to take decent classes (that don't require taking out a second mortgage!) :P I'm still weighing all my options. :P
WE ALL NEED A SENSE OF HUMORbeam861 on October 18th, 2003 09:31 pm (UTC)
I TOTALLY understand the expense of education! I have a college freshman myself, there is tuition plus room and board! However, we
were totally blessed by scholarships! Her's were all academic, we were the ones that got lost in the cracks--don't make enough to totally handle it alone, make too much for government help. But don't give up!! There are government student loans, which carry a low interest rate and do not have to payed back until you are done wtih school. If you qualify no interest accures during this time.
Em's gov. loan is at 2.89%! for the life of the loan! Luckily we did not have to borrow much, because she did get scholarships. In order to qualify for the Fed and Gov help you must fill out the FASA for before Jan 2004 Very simple, they will then tell you what you qualify for..it is more detailed than that, I can give you lots more info if you would like to email me. There is also a company called Key that writes student loans www.keyloans/education.com they carry a low interest rate. Also check into the Fanny Mae Corp
Of course since you work in a bank you know all about loans, but perhaps a private lender that writes educational loans might give better rates, and the interest is tax deductable. Everything can be handled over the internet. Good luck with things and don't give up!!
If you need help with the government loan stuff, just let me know!!
I would be happy to help you!!
Sherishutterbug93 on October 19th, 2003 07:05 pm (UTC)
That's so great that Emily got all those scholarships, that certainly does help with education being so expensive these days! :P And the interest rate she got was fabulous! I'll have to talk with a few people at work about loans, etc. and see other alternatives. Hopefully it'll work out somehow. :) Thanks for your advice, Barb! :) *HUGS*